FWHS/SPIKPA Product Coverage
Foreign Worker Hospitalisation and Surgical Scheme (FWHS) is a hospital and surgical scheme for hospital admission of foreign workers to Non-Corporatised Malaysian Government Hospital due to accident or sickness
Period of cover: **12 months**

**Important Note:
Bills related emergency department, outpatient clinics and General Practitioner (GP) are not covered under this FWHS/SPIKPA Scheme.
You can buy SPIKPA IG with ITR (for FWCMS) here: https://tr.ee/einsurans
For further enquiries, kindly contact eInsurans Helpline ( Whatsapp 011 562 16906)
Period of cover: **12 months**

**Important Note:
Bills related emergency department, outpatient clinics and General Practitioner (GP) are not covered under this FWHS/SPIKPA Scheme.
You can buy SPIKPA IG with ITR (for FWCMS) here: https://tr.ee/einsurans
For further enquiries, kindly contact eInsurans Helpline ( Whatsapp 011 562 16906)
Updated on: 27/02/2025
Thank you!